Real Estate Blog

The Importance of Home Equity in Retirement Planning | Keeping Current Matters

We often discuss the difference in family wealth between homeowner households and renter households. Much of that difference is the result of the equity buildup that homeowners experience over the time that they own their home. In a report recently released by the nonpartisan Employee Benefit Research Institute (EBRI), they reveal how valuable equity can be in retirement planning.

Craig Copeland, Senior Research Associate at EBRI, recently authored a report, Importance of Individual Account Retirement Plans and Home Equity in Family Total Wealth, in which he reveals:

“Individual account retirement plan assets, plus home equity, represent almost all of what families have to use for retirement expenses outside of Social Security and traditional

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June 22, 2017
6:00 PM to 9:00 PM

The Greenville Museum of Art
802 South Evans Street
Greenville, NC 27858
Get Directions 

Summer is coming! Join the Greenville Museum of Art (GMA) for our 2nd Annual ‘Summer Shrimp Shindig’ on June 22nd! Last year’s event was a HUGE success, see for yourself, and we’re excited to take it to the next level this year.

Your ticket includes: 1) all-you-can-eat low country shrimp boil 2) Soft drinks, beer and wine (open bar for GMA members) 3) cobbler and ice cream bar 4) live bluegrass music from Lane Hollis Band and dancing 5) Pick-up corn-hole game 6) Silent Art Auction 7) Kids activities

All proceeds benefit the GMA! #Shrimpdig

Adult Tickets are $40 for members and $50 for non-members and Children’s Tickets

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He never looks for praises
He’s never one to boast
He just goes on quietly working
For those he loves the most
His dreams are seldom spoken
His wants are very few
And most of the time his worries
Will go unspoken too
He’s there…a firm foundation
Through all our storms of life
A sturdy hand to hold to
In times of stress and strife
A true friend we can turn to
When times are good or bad
One of our greatest blessings,
The man that we call Dad

Courtesy of Greenville NC Real Estate Expert Liz Freeman.   

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Are Home Prices Approaching Bubble Territory? | Keeping Current Matters

As home values continue to rise, some are questioning whether we are approaching another housing bubble. Zillow just reported that:

“National home values have surpassed the peak hit during the housing bubble and are at their highest value in more than a decade.”

Though that statement is correct, we must realize that just catching prices of a decade ago does not mean we are at bubble numbers. Here is a graph of median prices as reported by the National Association of Realtors (NAR).

Are Home Prices Approaching Bubble Territory? | Keeping Current Matters

We can see that prices rose during the early 2000s, fell during the crash and have risen since 2013.

However, let’s assume there was no housing bubble and crash and that home prices appreciated at normal historic levels (3.6% annually) over the last

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June 17, 2017
12:00 PM to 6:00 PM

Greenville Town Common and Greenville Toyota Amphitheater
105 East 1st Street
Greenville, NC 27858

Get ready to enjoy good ‘cue, good tunes and good company at Bar-B-Grooves! The Carolina BBQ Festival and the Carroll Dashiell Greenville Grooves Music Festival are combining forces this year into one big groovy FREE community celebration!  Find lots of wonderful, live entertainment celebrating African American Music Appreciation Month, the Carolina BBQ contest, street food, grog, vendors, kids’ activities, and more!

Courtesy of Greenville NC Real Estate Expert Liz Freeman.   

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Mortgage Interest Rates Reverse Course in 2017 | Keeping Current Matters

To start the year, housing experts all agreed on one thing: 2017 was going to be the year we would see mortgage interest rates begin to rise. After years of historically low rates, and an improving economy, the question wasn’t if they would increase but instead how much they would increase. Some thought we could see rates hit 5-5.5% by the end of the year.

However, the exact opposite has happened. Instead of higher rates as we head into the middle of 2017, we now have the lowest rates of the year (as reported by Freddie Mac). Here is a graph of mortgage rate movement since the beginning of the year:

Mortgage Interest Rates Reverse Course in 2017 | Keeping Current Matters

Projections still call for an increase…

Four major entities (Freddie Mac, Fannie Mae, the Mortgage Bankers Association and the National

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June 10, 2017
12:00 pm to 2:00 pm 

414 S. Evans Street
Greenville, NC

Led by Courtney Varnadoe June 10th, 12:00-2:00 pm $25 per person, register in advance starting in late May 2017. If you plan to attend, please stop by or call and pre-pay for your spot! Maximum of ten spots, and the only spots guaranteed are those that are pre-paid. Learn a bit of history and how to create a modern approximation of egyptian kyphi incense. Come prepared to use your hands and get messy, and leave with a good amount of your own recipe for kyphi incense pellets. All materials included in class fee.

Event Website

Courtesy of Greenville NC Real Estate Expert Liz Freeman.   

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#1 Reason to List Your House for Sale, NOW! | Keeping Current Matters

If you are debating listing your house for sale this year, here is the #1 reason not to wait!

Buyer Demand Continues to Outpace the Supply of Homes for Sale 

The National Association of REALTORS’ (NAR) Chief Economist Lawrence Yun recently commented on the inventory:

“Last month’s dip in closings was somewhat expected given that there was such a strong sales increase in March at 4.2 percent, and new and existing inventory is not keeping up with the fast pace homes are coming off the market.

Demand is easily outstripping supply in most of the country and it’s stymieing many prospective buyers from finding a home to purchase”.

The latest Existing Home Sales Report shows that there is currently a 4.2-month supply of homes for sale.

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Located at 621 Clark Street in Greenville, Pedals and Pistons has hundreds of rental bicycles and other equipment to help you get outdoors, have a fun date, or even a workout! Spend some time riding around enjoying the Uptown Greenville District, or along the Greenville Greenway and Tar River. One of the perks of renting a used bike from Pedals and Pistons is that if you find one you like, you can purchase it!

Call 252-258-1278 for more information or visit their Facebook Page!

Courtesy of Greenville NC Real Estate Expert Liz Freeman.   

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Three years after the Civil War ended, on May 5, 1868, the head of an organization of Union veterans — the Grand Army of the Republic (GAR) — established Decoration Day as a time for the nation to decorate the graves of the war dead with flowers. Maj. Gen. John A. Logan declared that Decoration Day should be observed on May 30. It is believed that date was chosen because flowers would be in bloom all over the country. 

Memorial Day is an American holiday, observed on the last Monday of May, honoring the men and women who died while serving in the U.S. military. Originally known as Decoration Day, it originated in the years following the Civil War and became an official federal holiday in 1971. Many Americans observe Memorial Day by visiting

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